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For many Nigerians in the diaspora, the idea of moving back home is both exciting and overwhelming. Whether you’re returning for career opportunities, business, or simply to reconnect with your roots, proper planning is essential. Here’s what you need to know before making the big move.
Understand the Realities of Life in Nigeria
Nigeria is a land of opportunities, but it also comes with challenges. The cost of living varies by city—Lagos and Abuja are expensive, while places like Ibadan, Benin City, and Enugu offer a more affordable lifestyle. Power supply, traffic congestion, and security are issues to consider, but with the right mindset and preparation, you can navigate them successfully.
Secure Accommodation Before Arrival
Renting in Nigeria is different from what you may be used to abroad. Most landlords require one to two years of rent upfront. Consider short-term rentals like Airbnb or serviced apartments before committing to a long-term lease. If possible, have a trusted person inspect properties on your behalf before making payments.
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Employment & Business Opportunities
The job market in Nigeria can be competitive. If you’re not moving with a job offer, start networking early through LinkedIn and industry events. Many returnees also explore entrepreneurship—sectors like tech, agriculture, and fashion are booming. If you’re starting a business, research government policies, taxation, and funding opportunities.
Financial Planning & Banking
Opening a Nigerian bank account should be a priority. Some banks allow non-resident Nigerians to open accounts before arrival. If you plan to move funds from abroad, understand exchange rates and transfer fees. Also, consider setting up multiple income streams, as Nigeria’s economic climate can be unpredictable.
Healthcare & Insurance
Nigeria’s healthcare system has limitations, so health insurance is a must. Many returnees opt for private hospitals or travel abroad for medical checkups. Research health insurance options and consider having an emergency fund for unexpected medical expenses.
Adapting to the Culture & Lifestyle
Living in Nigeria requires patience and adaptability. The social scene is vibrant, with events, restaurants, and cultural festivals happening year-round. However, day-to-day activities like dealing with customer service, government agencies, or even domestic staff may require a learning curve.
Legal & Immigration Considerations
If you have foreign citizenship, confirm your visa requirements. Dual citizenship can be beneficial, but if you only hold a foreign passport, you may need a residence permit. Also, update necessary documents like your National Identification Number (NIN) and Bank Verification Number (BVN).
Security & Transportation
Security is a concern in some parts of Nigeria, so stay informed about safe areas to live and work. When it comes to transportation, options like Uber, Bolt, and private drivers are common in major cities. Public transport, such as danfos and okadas, can be chaotic and are not always safe.
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Moving back to Nigeria is a big decision, but with proper planning, it can be a rewarding experience. Do your research, build a support network, and be ready to embrace the challenges and opportunities that come with life in Nigeria.
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